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Wisconsin Mortgage Rates

Wisconsin Mortgages and Mortgage Loan Rates

Did you know that the Midwestern state of Wisconsin is the dairy capital of the United States? While dairy farming is big, other industries contribute to Wisconsin’s bustling economy. Among them are lumber, mining, food processing, and tourism. The service industry thrives In Wisconsin’s larger cities including Milwaukee, Madison, Green Bay, Kenosha and others.

With 250 miles of Lake Michigan shoreline, over 15,000 miles of snowmobile trails, and over 26,000 miles of rivers and streams, Wisconsin is an outdoor-lover’s dream come true. Nicknamed the Badger State, Wisconsin is home of the National Freshwater Fishing Hall of Fame and the Hamburger Hall of Fame. Major employers in Wisconsin include food processing companies, the University of Wisconsin, high tech industries, government institutions, and consumer services. If ample employment opportunities along with a lively Midwestern culture top your list of must-haves, now is the time to take a closer look at homeownership in Wisconsin.

Mortgage interest rates in Wisconsin

Do you know what impacts the mortgage interest rate you’re offered? You should, especially if you’re shopping for a mortgage. How you’re perceived as a credit risk is a big factor, as is the type of mortgage a lender is offering. The general state of the economy plays a role, too. If you’re considered a high credit risk, and a lender’s cost to obtain funding is high, the interest rate you’re quoted will be higher. The interest rate on an adjustable-rate mortgage (ARM) likely will be lower initially than that offered on a fixed rate mortgage (FRM). But it likely will be higher as soon as the mortgage adjusts.

Bad credit mortgages in Wisconsin

If your credit is not good, you may have trouble finding lenders willing to work with you. You may have to look into what are called Wisconsin “bad credit” or subprime lenders. These lenders often offer aggressive loan programs and before agreeing to one, you need to understand everything that is involved. It’s the only way you can protect yourself and start turning your bad credit into good. The mortgage calculators at can show you how fast and by how much your monthly payment will increase on any ARMs you’re offered.

Compare Wisconsin mortgages

It doesn’t matter where in Wisconsin you want to settle. You deserve the best mortgage rate you can get. So contact several lenders, request multiple quotes, and then compare your offers.

Popular Areas in Wisconsin

Beaver Dam
Eau Claire
Fond Du Lac
Fort Atkinson
Green Bay
La Crosse
Stevens Point
Wisconsin Rapids